The 5 Best Mortgage Companies Around Martinsburg

Homeownership remains one of life’s biggest milestones, and the right mortgage lender can make all the difference in turning that dream into reality. Across the Eastern Panhandle, local banks and lending professionals provide personalized guidance, competitive rates, and the trustworthy service borrowers depend on. The Best of the Best contest honors mortgage companies that blend expertise with hometown care.

Bank of Charles Town

Bank of Charles Town (BCT) has become a cornerstone of local lending, offering tailored mortgage solutions backed by exceptional service. With multiple branches across the region, BCT provides a range of options — from first-time homebuyer programs to refinancing and investment property loans. Their experienced lending team is known for walking clients through each step of the process with clarity, honesty, and efficiency.

Integrity Home Mortgage – Byron Reed Team

The Byron Reed Team at Integrity Home Mortgage in Martinsburg stands out for its customer-first approach and deep mortgage expertise. Whether helping families buy their first home or guiding homeowners through refinancing, the team focuses on clear communication and seamless closings. Their reputation for professionalism and personal attention has made them a trusted name in home lending across the Eastern Panhandle.

MVB Mortgage / Intercoastal Mortgage, LLC

MVB Mortgage, now part of Intercoastal Mortgage, brings strength and stability to every loan it services. With a Martinsburg location dedicated to local borrowers, the company offers a wide variety of home loan products designed to fit individual needs. Their experienced loan officers combine local insight with national resources to deliver smooth, stress-free mortgage experiences.

Burke & Herbert Bank (formerly Summit Community Bank)

Now operating as Burke & Herbert Bank, this Martinsburg lender continues the Summit Community Bank tradition of personal, dependable service. The team provides residential mortgages, construction loans, and refinancing options tailored to local borrowers. Known for competitive rates and fast decisions, Burke & Herbert keeps community banking values at the heart of every transaction.

City National Bank

City National Bank in Martinsburg offers a full spectrum of mortgage lending options with a personal touch. From fixed-rate and FHA loans to home equity solutions, the bank’s knowledgeable team helps clients secure financing that fits their budget and long-term goals. Their combination of regional strength and individualized service makes them a reliable choice for homebuyers throughout the Panhandle.

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